Values. Integrity. Service. Excellence.
Financial services with a personal touch V.I.S.E BRIDGE provides everyday families and individuals with financial solutions, guidance and tools, to meet their needs across all life stages. Our agents offer personalized service combined with a solid, long-term approach and fresh thinking, to help you:
⠀⠀⠀⠀⠀⠀⠀• Save for retirement, education and other life events
⠀⠀⠀⠀⠀⠀⠀• Create retirement income strategies
⠀⠀⠀⠀⠀⠀⠀• Protect the ones you love
⠀⠀⠀⠀⠀⠀⠀• Plan your legacy
You can also take pride in knowing that you are part of V.I.S.E BRIDGE , an nationwide financial services provider. Together, we can help you achieve financial and family well-being—now and tomorrow, this generation and the next, through:
⠀⠀⠀⠀⠀⠀⠀*Retirement Planning *Universal Life - Term Life Survivorship (“2nd to Die”)
*Wealth Transfer *Non-medical Final Expense
*Income Distribution Planning *Annuities Planning Fixed Immediate
*Fixed-Income Vehicles Revocable and Irrevocable *Business Planning Key Man
*Trust Funding Pension Option *Insurance Buy-Sell Agreements Planning for Organizations
*Planning Insurance ⠀ *Planning Whole Life
TAX-FREE RETIREMENT - ANNUITIES
What is an Annuity?
An annuity is a contract between you and an insurance company in which you make a lump sum payment or series of payments and in return obtain regular disbursements beginning either immediately or at some point in the future.
The goal of annuity is to provide a steady stream of income during retirement. Funds accrue on a tax-deferred basis, and like 401(k) contributions can only be withdrawn without penalty after age 59.5.
Many aspects of an annuity can be tailored to the specific needs of the recipient. In addition to choosing between a lump sum payment or a series of payments to the insurer, you can choose when you want to annuitize your contributions – that is, start receiving payments. An annuity that begins paying out immediately is referred to as an immediate annuity, while one that starts at a preset date in the future is called a deferred annuity.
Annuities Are Income for Life.
Saving for retirement is one of the greatest financial challenges facing Americans today. Company pension plans are a thing of the past, Social Security faces a questionable future, and 401(k) and IRA plans have maximum contribution levels that could limit your savings. With an annuity, you can benefit from tax-deferred savings and ensure that you have a guaranteed income in retirement.
How can I optimize my social security to get the most out of my retirement income?
With over 10,000 Baby Boomers retiring daily we find them asking: When do I take Social Security? Do I collect Social Security while I am working? Am I entitled to any other benefits? What impact will healthcare costs have on my retirement? Do I take it Social Security at 62, wait until full retirement age or possibly wait until 70? These are questions that cannot be answered with a simple “one size fits all”. With over 700 different Social Security Strategies available these are questions you really want to get right. These choices can make or break a person’s retirement.
We offer one on one consultations that will show you how to Optimize your Retirement with Social Security. During your session we will run various options for Social Security Optimization. Things like, do I take Social Security at 62 (and take a 25% lifetime reduction) or wait until age 70 (taking advantage of the bonus given by waiting). How much will taxes affect my retirement income? Am I eligible for my Spouse’s benefit? And so much more!
Learn how to retire with the lifestyle you’ve worked so hard to achieve.
HOW CAN AN ANNUITY HELP YOU?
Do you know how much money you will need in retirement? Have you considered what could happen if you outlive your retirement savings?
No matter how well you plan, factors like inflation, tax hikes and increased medical expenses can potentially eat away at your retirement savings, forcing you to suffer a lower quality of life or rely on your family for financial support in your golden years. An annuity can help you avoid a future dilemma and safeguard your financial security by providing you with guaranteed income throughout retirement. In fact, you can structure an annuity to pay you for the rest of your life, even if you live to be 100. You can also use annuities to transfer wealth to the next generation while avoiding probate.
The best part? There are no monthly premiums, and your annuity is guaranteed to never lose money. For a free annuity quote and personalized help with your retirement planning, simply fill out the form on the right. Our highly trained annuity specialists are happy to explain the options available to you, and help you find the right annuity to fit your income needs.