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V.I.S.E. BRIDGE

Values. Integrity. Service. Excellence.

MEDICARE PART A

Medicare Part A includes coverage for bills related to hospital care, skilled nursing facility or nursing home care, hospice care and home health services. Most enrollees will not pay an annual premium for Part A coverage. However, individuals who submitted less than 30 quarters of Medicare taxes will pay an annual premium. Medicare updates premiums each year and as of 2018, annual premiums range between $232 and $422. Part A coverage will have annual deductibles and coinsurance costs. SIM plans will assist with covering these out-of-pocket expenses.

MEDICARE PART B

Medicare Part B is an optional coverage in most cases. Part B coverage helps to pay a portion of non-hospital provided medical care, such as doctor visits, home health services, physical therapy, durable medical equipment, outpatient services, ambulance service, and many other medical needs. Annual premiums have a basis on the income earned in the years before enrollment. Like Part A coverage, Medicare adjusts premiums each year. As of 2018, the base fee is $134, but those receiving Social Security benefits may be less. Individuals earning a higher income in the years before enrollment will pay a higher annual premium. Part B coverage will have annual deductibles and coinsurance costs. SIM plans will assist with covering these out-of-pocket expenses.

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